List of Commercial Banks and Licensed Credit Institutions in Kenya 2025

Updated List of Commercial Banks and Licensed Credit Institutions in Kenya (2025)

Overview

This comprehensive list highlights the commercial banks, mortgage finance institutions, and licensed microfinance banks operating in Kenya as of mid-2023. The Central Bank of Kenya (CBK) regularly updates this data to ensure accuracy and transparency within the banking sector.

Commercial Banks in Kenya

1. Absa Bank Kenya PLC – Part of Absa Group
2. Access Bank (Kenya) PLC – Part of Access Bank Group
3. African Banking Corporation Ltd (ABC Bank)
4. Bank of Africa Kenya Ltd – Part of Bank of Africa Group
5. Bank of Baroda (Kenya) Ltd – Part of Bank of Baroda Group
6. Bank of India – Part of Bank of India Group
7. Citibank N.A. Kenya – Part of Citigroup
8. Commercial International Bank Kenya Ltd (CIB) – Part of CIB Group
9. Consolidated Bank of Kenya Ltd – State-owned
10. Co-operative Bank of Kenya Ltd
11. Credit Bank PLC
12. Development Bank of Kenya Ltd – State-owned
13. Diamond Trust Bank Kenya Ltd – Part of Diamond Trust Bank Group
14. DIB Bank Kenya Ltd
15. Ecobank Kenya Ltd – Part of Ecobank Group
16. Equity Bank Kenya Ltd – Part of Equity Group
17. Family Bank Ltd
18. Guaranty Trust Bank (Kenya) Ltd – Part of GTCO Group
19. Guardian Bank Ltd
20. Gulf African Bank Ltd
21. Habib Bank – Part of Habib Bank Group
22. I&M Bank Ltd – Part of I&M Bank Group
23. KCB Bank Kenya Ltd – Part of KCB Group
24. Kingdom Bank Ltd
25. Middle East Bank (Kenya) Ltd
26. M Oriental Bank Ltd
27. National Bank of Kenya Ltd – State-owned
28. NCBA Bank Kenya PLC – Part of NCBA Group
29. Paramount Bank Ltd
30. Premier Bank Kenya Ltd
31. Prime Bank Ltd
32. SBM Bank Kenya Ltd – Part of State Bank of Mauritius Group
33. Sidian Bank Ltd – Part of the Centum Group
34. Spire Bank Ltd
35. Stanbic Bank Kenya Ltd – Part of Standard Bank Group
36. Standard Chartered Bank Kenya Ltd – Part of Standard Chartered Group
37. United Bank for Africa Kenya Ltd – Part of UBA Group
38. Victoria Commercial Bank PLC

Mortgage Finance Institution

• Housing Finance Company of Kenya Ltd (HFC)

Non-Operating Bank Holding Companies

1. Bakki Holdco Limited – Intermediate holding of the Centum Group and parent of Sidian Bank
2. Equity Group Holdings Limited – Parent of Equity Group
3. HF Group Limited – Parent of HFC
4. I&M Group PLC – Parent of I&M Bank Group
5. KCB Group PLC – Parent of KCB Group
6. M Holdings Limited – Parent of M Oriental Group
7. NCBA Group PLC – Parent of NCBA Group
8. Stanbic Holdings PLC – Intermediate holding of the Standard Bank Group

Licensed Microfinance Banks (2024)

The following list contains licensed microfinance banks as of August 2024:

1. Caritas Microfinance Bank Ltd
2. Branch Microfinance Bank Ltd
3. Choice Microfinance Bank Ltd
4. Daraja Microfinance Bank Ltd
5. Faulu Microfinance Bank Ltd
6. Kenya Women Microfinance Bank PLC
7. Rafiki Microfinance Bank Ltd
8. Lolc Kenya Microfinance Bank PLC
9. SMEP Microfinance Bank Ltd
10. Sumac Microfinance Bank Ltd
11. U & I Microfinance Bank Ltd
12. Salaam Microfinance Bank Ltd
13. On It Microfinance Bank Ltd
14. Muungano Microfinance Bank PLC

For more details, visit the Central Bank of Kenya's official website to explore the latest updates on licensed financial institutions.